A Comparative Study of Financial Performance of Urban Cooperative Banks in Belgaum District, Karnataka

  • P R Ramakrishnan Dean and Professor, School of Management and Commerce, VISTAS, Chennai, Tamil Nadu, India
  • K Prashanth Rao Research Scholar, VISTAS, Chennai, Tamil Nadu, India
Keywords: Cooperative banks, financial performance, Belgaum, Karnataka, Data Envelopment Analysis


The Cooperative movement in India is one of the oldest in the world. It dates back to pre-independence days.  The earliest of cooperatives can be traced to Conjeevaram in the erstwhile Madras presidency, British India, more than a century ago.  Cooperative banks have made significant contributions to the Indian Financial System in its own might.

                Karnataka has been a leading contributor to the cooperative movement in India.  Many cooperative banks have been operating from different places in the state.  The deposit base of these banks in the state has clocked almost Rs. 35000 Crores for 2017.

                Belgaum is an important district in Karnataka.  A few leading cooperative banks are based out of Belgaum.  The cooperative movement has been very active in the district due to its proximity to Maharashtra.  The performance of Urban Cooperative Banks based in Belgaum District is being undertaken using certain key parameters.  The main statistical tool used is Data Envelopment Analysis.

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