Template-Type: ReDIF-Article 1.0 Author-Name: Aditya Prasad Sahoo Author-Workplace-Name: KIIT School of Management Title: Is the Configuration of Indian Stock Market Weakly Efficient? Abstract: The main aim of this study is to find out the whether the Indian stock market efficiency is in weak form. The aim of this study is to look into the Indian Stock Market's lack of market performance. From 2000 to 2015, sample is gathered on a daily, weekly, and monthly basis. Unit Root Test, Run Test, and KS Test are used to examine the data. According to the findings, The Runs Test disproves the existence of a random walk and demonstrates that the Indian stock market is not weakly efficient. Through stock valuation strategies, technical and fundamental analysts may generate volatile returns. Keywords: Run Test, Efficiency, KS Test, ADF Test, Volatility, Random-Walk Journal: ComFin Research Pages: 1-6 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.3982 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/3982 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/3982/3105 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:1-6 Template-Type: ReDIF-Article 1.0 Author-Name: P Ponraj Author-Workplace-Name: Sourashtra College Author-Name: T P Ramprasad Author-Workplace-Name: Sourashtra College Title: A Study on Significance of Competence of Services Provider in Knowledge- Based Service Marketing Abstract: In India BPO is a main source of knowledge based services. BPO offers many benefits, It aids in cost reduction by lowering HR costs, such as wage bills, perks, employee benefits, and administrative overheads. Only the client is responsible for the cost of meaningful, high-quality work produced by Bookmarking knowledge-based services is a complicated process with numerous important considerations and the objective of the study is to know significance of competence of the service provider in knowledge-based services for this data has been collected from 30 sample respondents, SPSS package has been used to derive statistical inference. Keywords: BPO, Knowledge based services, Service provider, Competence, Book marking Journal: ComFin Research Pages: 7-10 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4125 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4125 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4125/3106 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:7-10 Template-Type: ReDIF-Article 1.0 Author-Name: K R Srinivasan Author-Workplace-Name: Sourashtra College Author-Name: J Duraichamy Author-Workplace-Name: Sourashtra College Title: A Study on Individuals Perception towards Development of Digital Economy during Covid-19 Pandemic Abstract: Developing country like India is facing major economical drawback because of out break of Covid-19 and it causes adverse effect on various sector like manufacturing auto, retail aviation and hospitality due to lock downs and migration of labours, on other side COVID-19 outbreak has helped India to achieve digitalization mission. In this study has been taken to know the positive impact of COVID-19 in development of digital economy in Tamilnadu. Objective of this study is to know the individual's perception towards increased usage of digital transactions on during COVID-19 pandemic and its impact on socio economic profile. 148 samples were collected with the help of questionnaire. SPSS package has been used to derive statistical inferences. Keywords: Digital economy, Digital transactions, Perception Journal: ComFin Research Pages: 11-15 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4124 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4124 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4124/3107 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:11-15 Template-Type: ReDIF-Article 1.0 Author-Name: H Manjula Bai Author-Workplace-Name: Sahyadri College of Commerce and Management Title: A Study on Role of Multispecialty Hospitals in Healthcare with Special Reference to Metro Hospital Shimoga Abstract: This paper is designed to study the role of multispecialty hospitals in improving the healthcare system in the economy. The study is based with special reference to METRO Hospital in Shimoga. This study is done to assess the types and components of technology used in the multispecialty hospital which has helped lots of patients in improving their healthcare and saved their lives. The study aims to understand the nature of growth and market structure in the Healthcare Sector, to know the recent trends in the present Hospital scenario, to study the opportunities and challenges in Hospital scenario, to know the marketing and business strategies of the Metro hospital and to know the implementation of technology in Metro. The study focus on the degree of management skills that the hospital utilise in effective use of technology... For the purpose of the study, the researcher has selected 50 respondents who are the patients (Both Inpatients and Outpatients) of the hospital... Descriptive research methodology is used to conduct the study. It includes survey and fact finding enquiries of different kind. It focused on the problems or the benefits availed from the hospital. All patients of various category in the Hospital were surveyed by using questionnaire and the level of satisfaction or dissatisfaction from Hospital was studied. Finally the detailed information about the benefits about the Hospital were considered... Finally, it makes an attempts to offer suggestions to the management of the hospital, regarding how better they can do to improve the management of the Hospital. Keywords: Multispecialty, Echocardiography, Cardiology, CT Scan, Intensive Care Unit, High Dependency Unit Journal: ComFin Research Pages: 16-24 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4089 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4089 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4089/3109 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:16-24 Template-Type: ReDIF-Article 1.0 Author-Name: M Deepa Author-Workplace-Name: Nallamuthu Gounder Mahalingam College Title: A Study on Consumer Awareness and Satisfaction towards Online Digital Payment - With Special Reference to Pollachi Taluk Abstract: Digital payment a way to make payment that is made through digital modes. In digital payments the payer and payee or both can use the digital modes to send and receive money. It is also called electronic payment. There is no need for have hard cash for every transaction involved in the digital transactions. All the transactions are done only through online payments. It is convenient way to make payments. The objectives of the studies are: To identify the customer preference towards Digital payment and to measure the customer level of satisfaction about Digital payment services. This study is based on both primary data and secondary data which is collected from the consumers to find out awareness and satisfaction about digital payments. There are 100 respondents were taken for this study y using convenience sampling method. This study was conducted only in Pollachi taluk. The following statistical tools were used to analyze the data: Percentage analysis and Fried man rank test. Some of the findings of the studies are: majority 67% of the respondents are female, majority 69% of the respondents age group between 20-35 years, majority 70% of the respondents are unmarried. The consumers are satisfied with the following methods of digital payments. The first rank given to RTGS and followed by Phone pay, Paytm app, NEFT, RTGS, Net banking, Debit card, Digital wallet, Rupay card, Paypal, and Credit card. It is concluded that most of the respondents are having more awareness about digital payments and also satisfied with the online payment. The growth of users of Smartphone and internet penetration in such area also facilitated the adoption of digital payment. Keywords: Online payment, Digital payment, Online banking, E-channel services, Electronic payments Journal: ComFin Research Pages: 25-29 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4048 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4048 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4048/3110 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:25-29 Template-Type: ReDIF-Article 1.0 Author-Name: Rajani B Bhat Author-Workplace-Name: The Cochin College Author-Name: V N Suresh Author-Workplace-Name: Maharajas College Title: Impact of Covid-19 on Indian Stock Market Abstract: The corona virus outbreak, which originated in China, has infected nearly 8,75,000 people. Its spread has left businesses around the world counting costs. The corona virus is going global, and it could bring the world economy to a standstill. COVID-19 that began in the depths of China's Hubei province is spreading rapidly, persuading the World Health Organisation to declare it as a pandemic. There are now significant outbreaks from South Korea to Italy and Iran, from America to Britain. The ongoing spread of the new corona virus has become one of the biggest threats to the global economy and financial markets. Even though, time and again our Indian economists have assured the country that Indian economy stands relatively insulated from the global value chain, but being integrated into world economy, there has to be some impact. This was reflected in the Nifty when the stock market took a great plunge down in last week of February, 2020. The present study is an attempt to examine the impact of COVID-19 on Indian Stock market. The study takes into consideration a time period of four months, from December 1st, 2019 to March 31st, 2020. The study focuses on the Nifty and sectoral indices of Nifty along with India Volatility Index. Tools used for the study involves correlation, regression, ANOVA, variance analysis and moving averages. The study concludes with the statement that volatility is higher in medium run than in short run and also there is significant impact of COVID-19 on Indian stock market. Keywords: Corona, Indian Stock Market, Nifty, Sectoral Indices, Volatility, Volatility Index Journal: ComFin Research Pages: 30-36 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4092 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4092 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4092/3112 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:30-36 Template-Type: ReDIF-Article 1.0 Author-Name: K Karthikeyan Author-Workplace-Name: Vinayaka Mission's Research Foundation - AVIT Campus Title: A Study on Financial Statement Analysis of Primary Agricultural Cooperative Credit Society in Paiyanoor Branch at Chengalpattu District Abstract: This study discussed the financial statement analysis of Primary Agricultural Cooperative Credit Society in Paiyanoor branch at Chengalpattu district, the study based last five year annual report of 2014 to 2019 form PACCS. The Accounting ratios like Current ratio, Quick ratio, Debit ration, Debit equity ratio, Net assets turnover ratio, Gross profit ratio, Net profit ratio, Return on equity ratio, Return on equity ratio, Solvency ratio used analysis the performance of financial statement analysis of Primary Agricultural Cooperative Credit Society. The study revealed that Debit Ratio highest value in the year 2014-15 is 0.830, Net Profit Ratio highest value in the year 2015-16 is 1.015, Current Ratio highest value in the year 2018-19 is 2.052, Quick Ratio highest value in the year 2018-19 is 2.813, Gross Profit Ratio highest value in the year 2018-19 is 0.134. It shows that the PACCS gradually increase financial performance in last five years from 2014 to 2019. Keywords: PACCS, Accounting ratios, Finance, Annual report Journal: ComFin Research Pages: 37-43 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4119 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4119 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4119/3113 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:37-43 Template-Type: ReDIF-Article 1.0 Author-Name: K R Srinivasan Author-Workplace-Name: Sourashtra College Author-Name: T T Karthik Author-Workplace-Name: Sourashtra College Title: A Study on Customers Satisfaction towards Promotional Strategy with Special Reference to Public Sector Banks in Madurai City Abstract: Marketing is a source which can help the banks to achieve objective. Customers are king in banking sector, customers aware of the products, price, availability and procedure through promotions. In this study we are going to find customers satisfaction towards promotional strategy in public sector banks, 120 samples collected from public sector bank customers in various branches in Madurai city. SPSS software has been used to find statistical inference. Keywords: Customer, Satisfaction, Promotional strategy, Service, Public sector bank Journal: ComFin Research Pages: 44-46 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4126 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4126 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4126/3114 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:44-46 Template-Type: ReDIF-Article 1.0 Author-Name: Tekele Petros Ganebo Author-Workplace-Name: Inter Aid France Ethiopia Author-Name: S Nakkiran Author-Workplace-Name: Ambo University Author-Name: Teklu Tesfaye Chamato Author-Workplace-Name: Ayuda en Accion Author-Name: M Senapathy Author-Workplace-Name: Wolaita Sodo University Title: Women Participation in Microcredit Service to Improve Families Livelihood: The Case of Sodo Zuria District, Wolaita Zone, Southern Ethiopia Abstract: Even though microfinance institutions have their principles and guidelines that have room for before women and working to improve their families' lives, women participation is not significant in all of the microfinance services and their activities. The situation is also similar in the study area. The study's objectives were to assess the extent and status of women participation in Microcredit, determine factors that affect women participation in microcredit service to improve livelihood and assess the constraints that hinder women's participation in microcredit service from enhancing their livelihood. The total number of rural women microcredit users in Omo and Vision Microfinance was 2331; from this 100 sample, respondents were selected using Yemane (1967) formula and based on PPS through a simple random sampling method. The extent and status of women participation in microcredit service have been measured by calculating the score value of the participation index. The participation status of women has been categorized into low, medium and high, which are 38, 20 and 38 respondents, respectively. Mean difference, percentage, oneway ANOVA, spearman correlation and chi-square test were used with an ordered logit model to analyze the data. Out of 17 hypothesized variables, 7 of them, namely, age, Family income, Livestock holding size, household expenditure, the experience of borrower, achievement motivation and attitudinal level, are significant to the dependent variable. According to the respondents' econometric analysis age, the respondents negatively influence the level of participation, and it is significant. It is better to consider the mean age between 37, which is the medium age group. Therefore, policy-makers, actors, MFI industries/institutions, and planners should develop a positive attitude and motivational achievement through training and awareness creation programs to promote women's equal opportunities control over their household economic resources. Keywords: Women participation, Microcredit service, Variables order logit mode Journal: ComFin Research Pages: 47-60 Volume: 9 Issue: 3 Year: 2021 Month: July DOI: 10.34293/commerce.v9i3.4150 File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4150 File-Format: text/html File-URL: https://www.shanlaxjournals.in/journals/index.php/commerce/article/view/4150/3115 File-Format: Application/pdf Handle: RePEc:acg:comfin:v:9:y:2021:i:3:p:47-60