Empowering Tribal Communities Through Financial Literacy and Skill Development: Bridging Educational and Economic Gapsin M.G.R Nagar, Gudalur Taluk, the Nilgiris

Abstract

The studyanalyses both the problems and opportunities available to teach financial and job skills to tribal groups living in M G R Nagar Gudalur The Nilgiris. Tribal populations deal with major issues including educational shortages, weak economic participation and limited banking service access. Our research proves that financial education leads to better choices plus financial independence. Showing how digital expertise helps people find better work and develop businesses. Survey results of 70 participants show they grasp primary financial facts but have trouble with advanced investment and interest concepts. People struggle to learn vocational skills because professional training opportunities are scarce and government financial help information remains unknown to most. The research recommends setting up community-based training facilities and running educational programs about financial tools plus digital skills training to reduce education and income differences. The programs work to empower neighborhoods while building lasting development and economic activity.