A Comparative Study of Financial Literacy and Financial Needs of Unbanked and Under Banked Population

  • D C Stalin Assistant Professor in Finance and Accounts. University College, Sultanate of Oman
Keywords: Financial Inclusion, Financial Knowledge, Financial Literacy, Household Financial Planning


This paper assumes an estimation of economical research of rapidly improving body on financial literacy. We begin with a synopsis of academic research, which emit financial learning as a structure interest in human capital. Development of financial learning has significant implication for benefit; also policies planned to increase levels of financial information in the well-built inhabitants. After that, we depict on topical surveys to ascertain how many numbers of people knows and categorize the least financial aptitude population subgroups. Though the narrative is still undeveloped, conclusions may perhaps strain on the subject of the effects and consequences of financial illiteracy, to work for answering these research gaps. A concluding part suggests a view on what remains to be educated, if researchers are to be improved to inform academic and experimental models with public policy.

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