Effectiveness of Asset and Liability Management in Financial Performance of Dr. Agarwal’s Eye Hospital, Chennai

Abstract

This study focuses on the effectiveness of Asset and Liability Management (ALM) in improving the financial performance of Dr. Agarwal’s Eye Hospital, Chennai. Asset and Liability Management play a significant role in maintaining financial stability, liquidity, profitability, and efficient utilization of resources in healthcare organizations. The research is based on secondary data collected from the annual reports and financial statements of the hospital for a period of five years. Various analytical tools such as ratio analysis, comparative balance sheet analysis, and trend analysis are used to evaluate the financial performance of the organization. The study identifies key financial strengths and weaknesses relating to liquidity, solvency, and operational efficiency. The findings reveal that effective management of assets and liabilities contributes positively to the financial stability and sustainability of the hospital. The study concludes that strong ALM practices are essential for improving financial performance and supporting long-term growth in healthcare institutions.